> ## Documentation Index
> Fetch the complete documentation index at: https://docs.myfundingmachine.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Submit 0% Cards for Processing

> Send a client's 0% card stack to 7 Figures Funding, and send a business loan to a business lender next to it.

When a client's plan includes **0% Cards**, the funding workflow has a **Submit for 0% card
processing / Build funding plan** step. **Submit Card Stacking to 7 Figures Funding** opens the
processing request form for the card stack.

## Card type

The card type you pick when you add 0% Cards on Product Decisions (**Personal Only**,
**Business Only**, or **Business + Personal**) fills the form's **Funding Category**. You can
change it on the form before you submit; the value you submit becomes the client's card type.

## Send to a business lender

When the card type is **Business Only** or **Business + Personal** and at least one business
lender's Labs card is on, the step also shows **Send to a business lender**. It opens the
term-loan dialog on a **Business** loan with a lender already selected under **Send To**:
[Idea Financial](/operators/funding/idea-financial), then
[Credibly](/operators/funding/credibly), then [1West](/operators/funding/one-west), whichever
is the first one turned on. You can pick another lender there. The action stays on the step
after you submit the cards to 7 Figures Funding.

These lenders do not issue credit cards. Sending to one files a business loan or line of credit
next to the card submission, not a card application. It is recorded as a term-loan attempt on
the client's Funding tab. The card submission to 7 Figures Funding does not change: submit it
with its own button as usual.

A **Personal Only** card type never shows a business lender.


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